Everyone needs a little help in order to reach their financial goals. Whether you are looking to live a more frugal lifestyle or learn about how to actually budget for real this time, this post of the best budgeting books has you covered.
Keep reading for 27 helpful budgeting books to take over your personal finances.
Want to take it a step further? Learn how to actually set a budget you can stick to or how to live frugally with either of those posts. Open them in another tab to read next!
I could not tell you how many books on budgeting I read while trying to find financial independence in order to be in control of my financial life. When I tell you I was struggling, I am not kidding.
The bills were too much.
Groceries were too much.
Everything under the sun seemed to be happening and we just didn’t have the money to figure things out. Or so I thought!
After checking many of these books out from the library, I was able to figure out a total money makeover that set my family up for success and found financial success.
Now, that wasn’t without hiccups along the way (quite a few to be exact), but I did get there.
I want to help you do the same! Check out my tips for building an emergency fund in my free course and get yourself on the fast track to financial freedom!
Build Your Emergency Fund
Financial anxiety is one of the worst kinds, right? It can keep you up at night. I was desperate to find a fix but nothing was working until it did. Luckily for you, I kept a note of everything I did along the way and now I am here and ready to teach you how to build your emergency fund (amongst many other things). For everything from the basics of understanding your finances, to creating your monthly budget, I have covered it all. Click the button below to learn more!
Other posts you might like…
- 37 Cheap Things to Do on the Weekend with Family
- 33 Budget-Friendly Birthday Activities for Kids
- 75 Saving Money Quotes to Inspire You to Save Up
- 5 Creative and Modern Ways of Saving Money Right Now
- Is Frugal Living Worth It? Answering the Age-Old Question
Helpful Budgeting Books for Personal Finances
Find financial success with any of these best budgeting books! They offer practical strategies, some with real-life examples, on how to budget, how to stick to a budget, and how to live on a budget.
Gain control of your money with a new money mindset thanks to these books!
“The Automatic Millionaire” by David Bach: This book provides a step-by-step guide to achieving financial success and automating your way to wealth, even in tough times.
“Money Honey” by Rachel Richards: Offering relatable anecdotes, Richards shares practical tips on budgeting and building wealth for the life you want.
“The Total Money Makeover” by Dave Ramsey: Ramsey’s classic is a comprehensive guide to financial wellness, helping readers tackle tough times and achieve their ultimate money goals.
“I Will Teach You to Be Rich” by Ramit Sethi: With a focus on a rich life and valuable insights, Sethi’s book covers everything from budgeting to investing for the future.
“Broke Millennial” by Erin Lowry: Lowry’s book is a great resource for millennials, offering simple steps and relatable advice to master money habits and budget effectively.
“You Need a Budget” by Jesse Mecham: Mecham provides a practical approach to budgeting, emphasizing the importance of assigning every dollar a job for financial success.
“The One-Page Financial Plan” by Carl Richards: Richards’ book simplifies financial planning into a one-page guide, helping readers outline their money goals and create a roadmap for the future.
“Get Good with Money” by Tiffany Aliche: Known as “The Budgetnista,” Aliche’s book is a comprehensive guide to financial wellness, providing actionable steps to improve your financial future.
“Smart Women Finish Rich” by David Bach: In this empowering book, Bach specifically addresses women, guiding them to take control of their finances and work towards the ultimate goal of financial security
“Financial Peace Revisited” by Dave Ramsey: Ramsey’s revisited edition delves deeper into achieving financial peace, offering practical strategies and insights for navigating tough times.
“Your Score” by Anthony Davenport (with Rachel L. Swarns): Focusing on credit scores, this book provides valuable insights and actionable steps to improve your credit score and achieve financial success.
“The 30-Day Money Cleanse” by Ashley Feinstein Gerstley: Gerstley’s book is a fantastic resource for a financial detox, guiding readers through simple steps to reset money habits and improve overall financial wellness.
“The Millionaire Next Door” by Thomas J. Stanley and William D. Danko: Exploring the habits of millionaires, this classic offers relatable anecdotes and insights into how everyday individuals can achieve financial success.
“Broke Millennial Takes On Investing” by Erin Lowry: Lowry’s follow-up book is a great addition, providing beginners with practical advice on investing to build wealth and achieve long-term financial goals.
“The Legacy Journey” by Dave Ramsey: Ramsey’s book focuses on leaving a financial legacy, guiding readers through tough times and helping them plan for a rich life for themselves and future generations.
“I Will Teach You to Save Money” by Ramit Sethi: As an extension of his previous work, Sethi’s book offers specific strategies to save money effectively and build a solid foundation for financial success.
“Love Your Life, Not Theirs” by Rachel Cruze: Co-authored with Dave Ramsey’s daughter, Cruze’s book encourages readers to focus on their own financial goals and live a life they love, avoiding the pitfalls of comparison.
“Meet the Frugalwoods” by Elizabeth Willard Thames: Thames shares her family’s journey towards financial independence, offering relatable anecdotes and practical tips for frugal living.
“You’re Not Broke, You’re Pre-Rich” by Emilie Bellet: Bellet’s book is a fantastic resource for young adults, providing actionable steps and insights to move from being broke to building a pre-rich financial future.
“The Simple Path to Wealth” by JL Collins: Collins offers a straightforward approach to achieving financial independence, emphasizing the importance of simplicity and making smart money decisions.
“Budgeting 101” by Michele Cagan: Cagan’s book is a comprehensive guide for beginners, providing simple steps and practical advice to master the art of budgeting for a more secure financial future.
“The Millionaire Mind” by Thomas J. Stanley: A companion to “The Millionaire Next Door,” Stanley’s book explores the mindset and habits of millionaires, offering valuable insights for achieving financial success.
“Mindful Money” by Jonathan K. DeYoe: DeYoe’s book combines mindfulness with money management, providing a holistic approach to achieving financial wellness and creating the life you want.
“The Index Card” by Helaine Olen and Harold Pollack: Based on a simple index card, this book offers essential financial advice in a straightforward manner, making it a great resource for beginners to master their money.
I hope the books on this list help you figure out your financial situation and lead you to better money management. They absolutely helped me and so many others!
Saving money helps so much when budgeting, too! Here is a guide filled with 100 ways to save money geared toward stay-at-home moms but it is also great for anyone!