“How much house can I afford” is an awesome question potential homebuyers ask that is often redirected to “how much house will the bank QUALIFY me for?” The serious (and potentially bankruptcy-inducing) problem is that banks will qualify you for MUCH more than you can afford! Yes, you may be able to make your mortgage payment …
Five Minute Trick That Will Save You Money Every Month (Hint: Sinking Fund)
This five-minute money trick helps you set aside money for large, irregular expenses with a sinking fund. Big expenses will no longer blow your budget because you’ll have already saved for each of those items. The only thing that can blindside you is a true emergency (that will be handled with your emergency fund). What is …
Five Minute Trick That Will Save You Money Every Month (Hint: Sinking Fund)Read More
Prepare Your Budget for the Coronavirus Recession
Once you get over the health concerns of the Coronavirus (data chart here), most people’s worries go straight to their budget and finances. The nosedive in the stock market, jobs in question, and overall uncertainty over how long these drastic measures will last have everyone staring at their bank accounts and wondering what lies ahead. …
Protect Your Money With an Emergency Fund
An emergency fund is ESSENTIAL–the type of “insurance” that nobody thinks about but everyone needs. Having an emergency fund with 3-6 months’ worth of expenses will protect your assets from life’s inevitable downturns and keep your financial goals on track. That’s why having an emergency fund is one of my Top Money Fit Moves. I …
Monthly Budget Meeting Agenda That Will Conquer Money Stress
Accomplish Your Financial Goals FASTER: If you print this monthly budget meeting agenda and start going over these items once a month (if you need a reminder, sign up here), about a year from now, you will feel significantly more knowledgable and confident as you improve your financial situation. Get the printable version of this Monthly Budget …
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Budgeting, Investing & Retirement – 12 Must-Do Money Moves
Personal finance has three main areas, so covering all these bases will brighten your financial future (1) Cash management (e.g. budgeting), (2) Wealth creation (e.g. investing and retirement), and (3) Asset protection (e.g. insurance, will & trust). I’ve compiled a list of what I consider to be the 12 most critical, must-do personal finance “money moves” you can …
Budgeting, Investing & Retirement – 12 Must-Do Money MovesRead More
