Let’s talk about how to save money FAST – with over 100 ways to save money. But I can tell you the #1 most important step to saving money: Having a plan. This way, you’re not just SAVING money, you’re MOVING money toward your financial goals. I created the Million Dollar Plan — a savings …
2021 Retirement Contribution and Income Limits
IRAs have annual contribution limits and 401k have salary deferral limits based on IRS Guidelines. Roth IRAs also have a contribution limit based on income. See below for current year limits. Go to: 2021 IRA Contribution Limit 2021 Roth IRA Contribution Limit based on income 2021 401k salary deferral limit 2021 IRA Contribution Limit For …
How to calculate your Financial Freedom Number and Savings Rate 🔥
Do you know how to calculate your Financial Freedom Number (or Financial Independence “FI Number”). Do you know your savings rate — the key to Financial Freedom? 💸 What is Financial Freedom (Financial Independence)? Do you have to Retire Early? First of all, what is Financial Freedom aka Financial Independence (the “FI” of the “FIRE …
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How much should I save for retirement? Get on track today!
How much should I save for retirement? (Calculate your “Monthly Retirement Savings Needed.”) So far in the Money Fit Challenge, you have already calculated your net worth. Before we zoom into details like a monthly budget, I want to take one more chance to look at the BIG picture — your “WHY.” WHY …
How much should I save for retirement? Get on track today!Read More
How to calculate your net worth
Learn how to calculate your net worth. Tracking your net worth can improve your finances because it will motivate you to spend less than you earn, invest the rest, and avoid/payoff debt. These three strategies are the “Simple Path to Wealth” laid out by JL Collins. That’s the formula my husband and I used to …
Top 7 Tips for Harmony with Your Money and Marriage
Money and marriage can be two of the most wonderful and stressful things — combine them and you’re either soaring or sinking. Here are 7 steps to help prevent money fights and bring harmony to your money and marriage. STEP 1: Both partners need knowledge of and access to all financial accounts Often when I …
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3 SIMPLE Things that Made Us MILLIONAIRES in our 30s – Tips from JL Collins
My husband and I met as broke college students, took a personal finance class together, and used that professor’s advice to reach millionaire status in ten years – and it’s the same advice JL Collins gives in The Simple Path to Wealth. Want to work on your millionaire status? I broke down our strategy and …
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How to Pay for Diastasis Recti Surgery
In January of 2020, I had Diastasis Recti Surgery. My surgeon repaired both a hernia and my diastasis recti gap. Diastasis Surgery Photos – Before and After (MORE Before/ After Photos at the END OF THIS POST) HGTV has brainwashed me into thinking that before and after shots are everything, so I’ll start with the good …
The 20 BEST Stay At Home Date Ideas! 🔥
Whether you’re trying to save money or you’re in the middle of a global pandemic, these are some great cheap stay at home date ideas. From fun and silly (and sexy) things like body paint ideas, these stay at home date ideas will spark love and bring your closer. Stay At Home Date Ideas (Cheap …
How to Know How Much House You Can ACTUALLY Afford
“How much house can I afford” is an awesome question potential homebuyers ask that is often redirected to “how much house will the bank QUALIFY me for?” The serious (and potentially bankruptcy-inducing) problem is that banks will qualify you for MUCH more than you can afford! Yes, you may be able to make your mortgage payment …
How To Retire in Your 30s — FatFIRE Style
FatFire is a growing movement — here’s how this couple will retire in their 30s. Planning for retirement is essential for everyone. Luckily, the earlier you start planning and saving, the better your outcomes can be. Today I have an awesome GUEST POST: a couple that can easily retire in their 30s. Whether you decide …
Five Minute Trick That Will Save You Money Every Month (Hint: Sinking Fund)
This five-minute money trick helps you set aside money for large, irregular expenses with a sinking fund. Big expenses will no longer blow your budget because you’ll have already saved for each of those items. The only thing that can blindside you is a true emergency (that will be handled with your emergency fund). What is …
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Prepare Your Budget for the Coronavirus Recession
Once you get over the health concerns of the Coronavirus (data chart here), most people’s worries go straight to their budget and finances. The nosedive in the stock market, jobs in question, and overall uncertainty over how long these drastic measures will last have everyone staring at their bank accounts and wondering what lies ahead. …
Emergency Fund: What, Why, How Much + Emergency Fund Calculator
An emergency fund is ESSENTIAL–the type of “insurance” that nobody thinks about but everyone needs. Having an emergency fund with 3-6 months’ worth of expenses will protect your assets from life’s inevitable downturns and keep your financial goals on track. That’s why building your emergency fund is part of my FREE Money Fit Challenge. I …
Emergency Fund: What, Why, How Much + Emergency Fund CalculatorRead More
Monthly Budget Meeting Agenda That Will Conquer Money Stress
Accomplish Your Financial Goals FASTER: If you print this monthly budget meeting agenda and start going over these items once a month (if you need a reminder, sign up here), about a year from now, you will feel significantly more knowledgable and confident as you improve your financial situation. Get the printable version of this Monthly Budget …
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Budgeting, Investing & Retirement – 12 Must-Do Money Moves
Personal finance has three main areas, so covering all these bases will brighten your financial future (1) Cash management (e.g. budgeting), (2) Wealth creation (e.g. investing and retirement), and (3) Asset protection (e.g. insurance, will & trust). I’ve compiled a list of what I consider to be the 12 most critical, must-do personal finance “money moves” you can …
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