Saving money is a lot harder than it needs to be, right? I feel like it is so easy to make up a budget to save money but then when it comes time to actually stick that money away something comes up or the self-motivation depletes.
That is where these saving money quotes come into play.
I want you to read through them and then save your favorite ones in a folder on your phone. Print them and pin them up on the wall next to your computer. Stick them in the fridge. Sing them into your morning affirmations.
Do whatever you need to do in order to get them to stick once and for all so that you can actually build those savings that you have been working toward!
Keep reading for 75 saving money quotes!
Ready to take saving money even more seriously? Check out my posts on the best budgeting books and how to stretch your food budget.
Dead set on making a change? The Money Fit Challenge might be for you!
Build Your Emergency Fund
Financial anxiety is one of the worst kinds, right? It used to keep me up at night for years. I was desperate to find a fix but nothing was working until it did. Luckily for you, I kept a note of everything I did along the way and now I am here and ready to teach you how to build your emergency fund (amongst many other things). For everything from the basics of understanding your finances, to creating your monthly budget, I have covered it all. Click the button below to learn more!
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- 75 Saving Money Quotes to Inspire You to Save Up
- 5 Creative and Modern Ways of Saving Money Right Now
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75 Quotes About Saving Money
- “A penny saved is a penny earned.” – Benjamin Franklin
- “The best investment you can make is in yourself.” – Warren Buffett
- “I find that the harder I work, the more luck I seem to have.” – Thomas Jefferson
- “It’s not your salary that makes you rich, it’s your spending habits.” – Charles A. Jaffe
- “The first step towards getting somewhere is to decide that you are not going to stay where you are.” – J.P. Morgan
- “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
- “The greatest wealth is to live content with little.” – Plato
- “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
- “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
- “The road to financial freedom is paved with wise decisions and disciplined actions.” – Robert Kiyosaki
- “Small leaks sink big ships, but small savings build mighty fortunes.” – Benjamin Franklin
- “Every penny saved today is a dollar earned for tomorrow’s dreams.”
- “The journey to financial independence begins with the first step of saving.”
- “Saving money today is the first step towards a future of financial freedom.”
- “Financial success is not about the size of your paycheck but the sense of order in your savings.”
- “Financial stability is the foundation upon which wealth is built, one penny at a time.”
- “A savings account is not just a place for money; it’s a sanctuary for financial dreams.”
- “The first step towards financial freedom is mastering the art of saving, paving the way for a lifetime of abundance.”
- “In the journey towards financial independence, a sense of order in spending is the compass guiding every step.”
- “The best time to start saving money was yesterday. The second best time is now.” – Chinese Proverb
- “Saving money is like planting seeds of financial security that will bear fruit in the future.” – Suze Orman
- “In the journey of personal finance, every small saving counts towards a great deal of money in the long run.”
- “Financial independence is not about having it all, but having enough to live life on your own terms.” – Chris Hogan
- “Saving money is not just about cutting expenses, but about investing in your dreams.” – Suze Orman
- “Every dollar saved is a step closer to financial independence and peace of mind.” – Dave Ramsey
- “Financial stability is built not on how much you earn but on how much you save.”
- “Financial freedom is not an overnight achievement, but a result of consistent saving and smart choices.”
- “Saving money is not about deprivation, it’s about prioritizing your future self.” – Jean Chatzky
- “Money saved is money earned.” – Navjot Singh Sidhu
- “Spend less than you earn and invest the difference wisely.” – Suze Orman
- “Saving today ensures a secure tomorrow.” – Idowu Koyenikan
- “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
- “The art is not in making money, but in keeping it.” – Proverb
- “Save money and money will save you.” – Jamaican Proverb
- “The way to build your savings is by spending less each month.” – Suze Orman
- “Saving requires us to not get things now so that we can get bigger ones later.” – Jean Chatzky
- “The safe way to double your money is to fold it over once and put it in your pocket.” – Kin Hubbard
- “The hardest thing in the world to understand is the income tax.” – Albert Einstein
- “Saving money is a form of self-respect.” – Unknown
- “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
- “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
- “Don’t save what is left after spending, but spend what is left after saving.” – Warren Buffett
- “Do not be fooled into believing that because a man is rich he is necessarily smart. There is ample proof to the contrary.” – Julius Rosenwald
- “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
- “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
- “Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
- “The art is not in making money, but in keeping it.” – Proverb
- “Frugality includes all the other virtues.” – Cicer
- “The more you learn, the more you earn.” – Warren Buffett
- “Save money and money will save you.” – Jamaican Proverb
- “Spend less than you earn; earn more than you spend.” – Anonymous
- “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
- “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
- “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
- “A simple fact that is hard to learn is that the time to save money is when you have some.” – Joe Moore
- “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest.” – Dave Ramsey
- “Money looks better in the bank than on your feet.” – Sophia Amoruso
- “Wealth consists not in having great possessions, but in having few wants.” – Epictetus
- “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
- “A penny saved is a penny earned, but a penny invested is a penny multiplied.” – Anonymous
- “If you want to reap financial blessings, you have to sow financially.” – Joel Osteen
- “The first step to achieving financial freedom is to admit that you have been spending money foolishly.” – Robert Kiyosaki
- “Don’t let money run your life, let money help you run your life better.” – John Rampton
- “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand
- “Financial independence is about having more choices.” – Robert Kiyosaki
- “The art of living easily with money is to pitch your scale of living one degree below your means.” – Sir Henry Taylor
- “Money is a terrible master but an excellent servant.” – P.T. Barnum
- “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger
- “The quickest way to financial success is through disciplined spending habits and prudent investment choices.”
- “Credit cards may offer convenience today, but financial discipline ensures peace of mind tomorrow.”
- “In the stock market’s roller coaster ride, wisdom is your second source of income.”
- “In matters of personal finance, the smallest leak can sink even the sturdiest financial ship.”
- “Financial security is not about the shade today, but about planting trees for a prosperous future.”
- “The road to financial freedom is paved not with great possessions, but with wise financial decisions.”