“How much house can I afford” is an awesome question potential homebuyers ask that is often redirected to “how much house will the bank QUALIFY me for?” The serious (and potentially bankruptcy-inducing) problem is that banks will qualify you for MUCH more than you can afford! Yes, you may be able to make your mortgage payment […]
How to Know How Much House You Can ACTUALLY Afford Read More »
Are you wondering how to get the best birthday freebies (food, beauty products, and coupon codes) without clogging up your email inbox? You’ve come to the right place: Money Fit Moms. First, check out how to set your email inbox for the onslaught of emails, then you signup for the birthday freebies worry-free. Then, signup
How to get the BEST Birthday Freebies without clogging your EMAIL Read More »
FatFire is a growing movement — here’s how this couple will retire in their 30s. Planning for retirement is essential for everyone. Luckily, the earlier you start planning and saving, the better your outcomes can be. Today I have an awesome GUEST POST: a couple that can easily retire in their 30s. Whether you decide
How To Retire in Your 30s — FatFIRE Style Read More »
This five-minute money trick helps you set aside money for large, irregular expenses with a sinking fund. Big expenses will no longer blow your budget because you’ll have already saved for each of those items. The only thing that can blindside you is a true emergency (that will be handled with your emergency fund). What is
Five Minute Trick That Will Save You Money Every Month (Hint: Sinking Fund) Read More »
Once you get over the health concerns of the Coronavirus (data chart here), most people’s worries go straight to their budget and finances. The nosedive in the stock market, jobs in question, and overall uncertainty over how long these drastic measures will last have everyone staring at their bank accounts and wondering what lies ahead.
Prepare Your Budget for the Coronavirus Recession Read More »
Why is a fully-funded emergency fund the secret to building wealth? Not only will it protect you from going into costly debt, but it will also allow you to INVEST with confidence. Long-Term Investing is an effective way to build wealth (e.g. with tax-advantaged investment accounts). But very few people are maxing out their retirement
Why an Emergency Fund is the Secret to Building Wealth through INVESTING Read More »
Accomplish Your Financial Goals FASTER: If you print this monthly budget meeting agenda and start going over these items once a month (if you need a reminder, sign up here), about a year from now, you will feel significantly more knowledgeable and confident as you improve your financial situation. Get the printable version of this Monthly Budget
Monthly Budget Meeting Agenda That Will Conquer Money Stress Read More »
Personal finance has three main areas, so covering all these bases will brighten your financial future (1) Cash management (e.g. budgeting), (2) Wealth creation (e.g. investing and retirement), and (3) Asset protection (e.g. insurance, will & trust). I’ve compiled a list of what I consider to be the 12 most critical, must-do personal finance “money moves” you can
Budgeting, Investing & Retirement – 12 Must-Do Money Moves Read More »
